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Mortgage Advice in Essex.

It’s completely free to chat with a mortgage broker in Essex, so don’t wait, let’s get your mortgage journey underway today.

Let's Get Started...

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Access to the whole of market

How does it work?

Ready to begin, let’s check out the process.

The Process

Quick Call

Let’s sit down over a coffee and learn more about you, your goals, your circumstances, and what matters most. You talk, we’ll listen.

Research Time

We’ll work with you to find a mortgage that’s perfectly suited to your needs, offering the most appropriate options for you and your family.

Put your feet up

Once we’ve collected all the required information, we’ll begin your application and keep you informed every step of the way.

Advice That Puts You First

At Virtue Mortgage Group, we take the time to truly understand your unique circumstances, goals, and financial situation. You won’t find any generic solutions here, just honest, tailored advice designed to help you make confident, informed decisions.

Access to a Wide Range of Lenders

As independent mortgage brokers, we’re not tied to any one lender. That means we can search the whole market to find the most suitable deals that suit your specific needs.

Support Every Step of the Way

From your first enquiry to the moment you get the keys, and beyond, we’re by your side. We handle all the paperwork, liaise with lenders, and keep you updated throughout, making the process as smooth and stress-free as possible.

Mortgage Calculator

The figures provided by this calculator are for illustration purposes only. To obtain an accurate figure based on your personal situation and circumstances, please obtain a personalised mortgage illustration.

Services

How Can We Help?

First Time Buyer

Specialist mortgage advice designed for first-time buyers,  helping you explore your options, secure the most suitable deals, and supporting you every step of the way through the homebuying journey with confidence.

Remortgaging

Straightforward, personalised remortgage advice to help you secure better rates, lower your monthly payments, or release equity, ensuring your mortgage remains aligned with your needs and financial ambitions.

Buy To Let

Expert buy-to-let mortgage guidance to help you find the ideal deal for your investment property, whether you're just starting out as a landlord or growing your existing portfolio

Homemover

Expert mortgage advice for home movers, helping you navigate your next purchase smoothly, whether you're upsizing, downsizing, or relocating, with tailored support to find the right deal for your new home.

Bad Credit?

Compassionate and customised mortgage advice for individuals with poor credit, assisting you in identifying suitable lenders and exploring options to either step onto the property ladder or remortgage with assurance.

Ltd Company

A Limited Company buy-to-let mortgage is designed for landlords who purchase rental properties through a limited company, often referred to as a Special Purpose Vehicle (SPV).

Frequently Asked Questions

Browse through our frequently asked questions to find quick answers to your queries. Got more questions? don’t hesitate to contact us.
How much can I borrow on a mortgage?

The amount you can borrow typically depends on your income, outgoings, credit history, and the lender’s affordability criteria. A mortgage adviser can help assess your situation and provide tailored options.